How do I transfer funds in Pay?

Published on Apr 28, 2025Updated on Oct 7, 20262 min read17
This information may not apply to all customers
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Pay any contact

1. Open OKX Pay app, tap the ↑ icon > Select Pay any contact

2. Select the crypto and network > Enter the transfer amount > Next

3. Select the recipient > Pay

4. Complete the verification

How do I transfer my Pay balance back to my exchange account?

  • Open Pay

  • Select More, in the row of buttons below your Pay balance

  • Select Transfer to exchange

  • Follow the on-screen steps to choose what to move and confirm the transfer

Your funds move to your exchange portfolio. The More menu also contains Convert, which exchanges one token in your Pay balance for another.

Pay a wallet address

1. Open OKX Pay app, tap the ↑ icon > Select Transfer to wallet address

2. Select the recipient account type as Exchange or platform or Unhosted wallet > Next

  • Exchanges or platforms: OKX, Bybit, Binance, Kraken, etc.

  • Unhosted wallet: OKX Wallet, MetaMask, Trezor, etc.

3. Select the network > Paste or scan the recipient's address > Next

4. Select the crypto > Enter the amount > Transfer > Preview

5. Select Send > Complete the verification

FAQ

Does OKX Pay charge a fee for transfers or payments?

Whether a fee applies depends on the network used, as detailed below:

1. On the X Layer network: no fees at all

Transfers or payments made on the X Layer network (including transfers to contacts, wallet addresses, or Exchange accounts) are completely free, with the associated cost covered by OKX. Transferring assets from your OKX Exchange funding account to OKX Pay is also free of charge.

2. On other networks: fees may apply

The first time you use a given network, a one-time network activation fee is charged. This fee goes to network miners, not to OKX, and its amount is unrelated to the transfer or payment amount — the exact amount will be shown on the page. For subsequent transfers on the same network, you'll only pay the standard on-chain network fee (i.e., gas fee), with no additional charge from OKX.Fees vary by coin and network — please refer to the amount displayed on the transaction page for the exact figure.

If you want to learn more about Pay, visit here.

Disclaimer
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